At the end of our days, our lives will be a reflection of how we chose to spend two things: Our time and our money.
Even the measurement of a minute and how we use it, represents our values. When it comes to wasting time, I’ve got that down. I spend more nights a week binging on Netflix than I’d care to admit and I can count the times I’ve been to the gym this year on my hands. But I’ve also invested my time in a college education, and a job that’s brought me joy and three promotions over a decade.
How we handle our money is also a reflection of who we are. I’ve taken a “set it and forget it” approach when it comes to maximizing my retirement savings and am so close to having our student loans paid off I can taste the celebratory champagne. But there’s a never been ridden $300 bicycle just sitting in my garage, and I haven’t updated our budget once for July with less than one week left in the month. Like time, it’s important we be mindful of the balance between wasted money and spending money to make our lives fulfilling. Do we use money as a tool, or does it control us?
This website is about working toward spending less money on the immediate gratification of stuff that eventually leaves us empty and our bank accounts drained and rethinking our use of time that may be convenient in the immediate but comes at the cost of our health and leaves us broke in other ways – and instead using our money and time in ways that enhance our personal relationships, promote wellness, and provide enriching experiences and a life we’ll have been proud to live.
But first, you can’t make your dreams and goals a reality if you haven’t identified them. Start with the big picture of how you’d like to envision your story at the end of your life. Did you travel the world? Stay home with your children? Retire early and live off the grid? Continue to work, but live comfortably in a huge mansion? Leave a legacy for your family or charity?
Our priorities and goals aren’t going to be the same. But the commonality of all our dreams is that we need a plan for each of us to get there. At Heartland Hustle, we’ll talk about topics relevant to your plan and tactics to help you make it happen. Topics like creating and sticking to a budget, earning points and miles for free travel, finding frugal solutions and creative life hacks, using side hustles to make extra income, creating cheap and healthy meal plans, maximizing the money you’re already spending, and how to empower yourself to save, invest and use tax advantaged accounts.
Thanks for reading and sharing in this journey with me! If you have ideas or topics you’d like to submit for consideration or you’re interested in submitting a guest post, please let me know by visiting the Contact Me page.